World Trade Coin (WTCoin) A financial tool for trading and transferring funds internationally, “World Trade Coin” is cryptocurrency-based asset/coin (international gold bonds backed by gold proved physical reserves) that is bound to EURO value with fixed exchange rate 1:1. WTCoin is divisible to one hundredth of its base unit; customers can transfer or pay by WTCoins up to one Euro Cent value price by any transaction. WORLD TRADE COINS PAYMENT SYSTEM (henceforth “WTCPS”) is crypto secured, anonymous, instant, worldwide payment system that allows to its members and/or customers transfer of cryptoasset (in form of WTCoins) inside its network instantly and without tracking possibility. WTCPS Trading Point (henceforth BRANCHES) are offices mostly opened at buildings on different locations worldwide. All services of BRANCHES can be supplied only in/via WTCTPs. Each BRANCH is separated, autonomous legal entity working under Franchising License Agreement; it has separated accountancy, data storage, AML/CFT procedures according to local regulations. Each BRANCH chargesto The WTCoin Finance House Trust license fee according to its local WTCoins´ Cash Flow in the volume of 2.00% from all transactions (1% to be charged at sending point and 1% to be charged at payment point) – the payment is agreed in Franchising License Agreement. How it works 1.- WTCoin Finance Trust (*) signs Franchising License Agreement with BRANCH 2.- WTCoin Finance Trsut provides the BRANCH with € 600,000 initial deposit in Gold Bonds Value, with a WTCoin system and training to perform transactions 3.- The BRANCH will receive deposits from clients against a Gold Bonds sales, each one equivalent to the amount deposited 4.- The BRANCH transfers the client’s deposit to WTCoin Finance House bank account and provides coded instructions of payment, corresponding to the code of Receiver’s Wallet, to be executed at at a different BRANCH through their WTCoin system; the system transforms the amount received into WTCoins value and sends (in 0.7 seconds time) WTCoin deposit to the receiver’s Wallet, which is transformed into EUROS value, and which become deposited at receiver’s BRANCH’s bank account in the following 24 hours. Receiver provides instructions to his country’s BRANCH for the BRANCH to immediately deposit the amount received in Receiver’s bank account which after done transaction is completed. 5.- Sender’s BRANCH receives 1% fee from transaction performed and Receiver’s BRANCH collects 1% of the transaction’s amount. There is no limit on the amount that BRANCHES can transfer on each transaction. Due to the procedure followed by the algorithms used by the system, there is no way anyone can trace any transaction around the world as sale transactions are totally independent from purchasing transactions. Transactions are registered as Gold Bonds sale/purchasing which are internally performed by the system, therefore, clients are either buying or selling commodities on each transaction. When a client makes a deposit in the BRANCH, he/she is technically performing an investment in Gold, receives a purchasing certificate of Gold Bonds backed internationally by WTCoin Finance Trust equivalent to the amount deposited, therefore client’s funds are turned into Gold during the time the money is traveling to its destination and until it is deposited in the bank account of the Receiver (24 hours); on this transaction the Receiver is technically performing a Gold sale operated internally by WTCoin Finance House Trust. (*) WT Coin Finance Trust is an international trust, owner of the WTCoin payment system, which withholds € 2 billion Gold Proved Reserves legally assigned and blocked in the Trust, and based on these, the Trust issues Gold Bonds equivalent to this amount.